How to Accept Crypto Payments for Your Business (2026)

Accept crypto payments

Accepting cryptocurrency lets you reach a global audience, cut payment fees, and eliminate chargebacks. In 2026 it’s easier than ever to add Bitcoin and USDT checkout to your website. Here are your options and how to set it up.

Two ways to accept crypto

  • A crypto payment gateway (recommended) — generates a payment invoice, watches the blockchain, and confirms the payment automatically. It handles exchange rates, confirmations and notifications, and can auto-convert to a stablecoin.
  • Your own wallet — you give customers a wallet address. Cheaper, but you manually match payments to orders and handle rate volatility yourself.

Why merchants love crypto

  • No chargebacks — confirmed transactions are final, removing a major source of fraud.
  • Lower fees — gateway fees are commonly around 0.5%–1%, often below card rates.
  • Global reach — accept payments from customers who lack cards or banking access.
  • Fast settlement — funds arrive in minutes, not days.
Tip: auto-convert incoming crypto to a stablecoin (like USDT) to avoid price swings between sale and settlement.

How to set it up

  • 1. Choose a gateway that supports the coins your customers use (BTC, USDT, ETH, and more).
  • 2. Connect it to your site — most have plugins for WooCommerce/Shopify, or a simple API/invoice integration for custom sites.
  • 3. Set your settlement — keep crypto, auto-convert to stablecoin, or settle to your bank.
  • 4. Test a payment end-to-end before going live.

Don’t forget tax & compliance

Crypto sales are still taxable income in most countries, and you may have reporting obligations. Keep clean records of each transaction’s value at the time of sale, and check the rules where you operate.

Add crypto checkout to your site

Code Craft integrates crypto payments (and cards, UPI, PayPal & more) into any website or store — secure, server-side and tested end-to-end.

Frequently asked questions

Which coins should I accept?
Bitcoin and USDT cover most customers; adding ETH and a few popular coins widens your reach.

Will it work on WordPress/Shopify?
Yes — most gateways have plugins, and we can build a custom integration for any platform.

Is it hard to set up?
Not with help — we can integrate and test it for you so it just works.